Hello all. I do semi-professional photography in North America, mostly event photography. I say semi-professional because I have a full-time job as a director of operations and events manager. Still, I use all professional gear and my typical gig bag is valued at $15,000 for a single job. That is a lot to be carrying around and, if for no other reason than feeling better, I am interested in getting equipment insurance. I have seen that some professional organizations offer members insurance with options for upgrading that coverage.
Firstly, what are the top professional organizations? Largest? Most recognized? Most prestigious? I figure it can’t hurt to display organizations for marketing purposes.
Secondly, what are your thoughts on these insurance coverages? Those included with membership? Those purchased for additional coverage? Those purchased without affiliation with (independent of) an organization?
I am an educator, so I could qualify for education discounts with many organizations. As a part-time, semi-professional photographer, I am trying to balance annual income versus membership/insurance. I’ll probably get some kind of insurance regardless of organization. Still, would love your thoughts!